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About Our Loans

Am I eligible for a loan?
In which states does BlockFi currently lend?
What are the legal assurances that protect the return of my collateral?
What are some reasons businesses take out a crypto-backed loan?
What can I use a BlockFi crypto backed loan for?
How do I add collateral to my loan?
How does the crypto backed loan work?
Loan-to-value calculation: How is the LTV ratio determined?
Will my credit score be affected by applying for a BlockFi loan?
Will my loan collateral yield crypto interest?

As of February 14, 2022, the BlockFi Interest Account (BIA) is no longer available to new clients who are US persons or persons located in the US and existing US clients with BIA accounts are unable to transfer new assets to their BIAs. Learn more here.

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The Services may contain links or connections to third-party websites or services that are not owned or controlled by BlockFi. By using the Services, you release and hold us harmless from any and all liability arising from your use of any such website or service. If there is a dispute between users, or between users and any third party, we are under no obligation to become involved.

Digital currency is not legal tender, is not backed by the government, and crypto accounts held with BlockFi are not subject to FDIC or SIPC protections. Digital currency values are not static and fluctuate due to market changes. Not all products and services are available in all geographic areas and are subject to applicable terms and conditions. Eligibility for particular products and services is subject to final determination by BlockFi. Rates for BlockFi products are subject to change.

BlockFi Rewards Credit Card: For more information, please see BlockFi’s Terms of Service. BlockFi is not a Bank. Cards are issued by Evolve Bank and Trust, Member FDIC, pursuant to a license from Visa® USA Inc. Rewards are not offered by Evolve Bank and Trust and are instead offered and managed by BlockFi.

BlockFi International Ltd. holds a Class F digital assets business license under the Digital Assets Business Act, 2018 (as amended) and is licensed by the Bermuda Monetary Authority to conduct the following digital assets business activities: (i) issuing, selling or redeeming virtual coins, tokens or any other form of digital assets (ii) operating as a digital asset exchange (iii) providing custodial wallet services (iv) operating as a digital asset derivative exchange provider and (v) operating as a digital assets services vendor.

See BlockFi.com/terms for more information.

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